You know that point when you are sure you’re in a financial catastrophe, when sapa doesn’t want to Bien Merci, that’s when Garri starts tasting like fried rice, and pure water like wine. This is one of the most vulnerable times where everything concerning how to make money online looks like a good investment.
In fact; The amount lost to fraud has increased over the past five years, increasing by 496% from 2019 to 2023. According to Nigeria Inter-Bank Settlement System (NIBSS).
Today I’ll show you some proven ways to spot and avoid online scams at these trying times.
Let’s get right into this sapa handbook and protect your last cash.
Pay A Small Fee To Secure The Job(Don’t Do It!)
Whenever you hear this in a conversation with a supposed recruiter, my dear, run for your life because shishi you no go see. No real job would ask you to pay for you to be employed if you merit it.
RELATED: Personal Finance Tips: How to Stay Afloat In These Hard Times.
Sporty Mania
This is the period when every sport booking code you see looks like your ticket out of the trenches. From wanting to use N100 to win 30 billion, to looking for the surrest punter online, we’ve all been there. Beware of fake punters who just want your money for bad bookings.
Scare Calls
These calls are meant to scare you like the name implies, so you can send money without thinking properly of the situation. Some will tell you a family member of yours is currently in the emergency ward and a fee is needed for deposit. Tell them to commit it to the Lord. Some will tell you your account has been hacked and they need you to send a code or money. Please DO NOT.
Secure Your Personal Details
You see that “share to 10 groups to win Abacha N5,000 grant”, please don’t fall that low this period. Most times your details are only being collected to be sold while you gain nothing. You’ll only end up looking like a newbie internet user in the group chats.
RELATED:Personal Finance Tips: Crypto Craze Nigerias Replacement For Ponzi Scheme
2-Factor Authentication
Always remember to use 2Factor Authentication, either use your phone number or email as a second means of verification to recieve an OTP code. Also, never share your code with another person claiming to be from your bank.
Kill The Greed
You and I both know that sapa period is that time when you’re ready to do whatever it takes to make some quick cash. But always remember that leads to greed and greed is mostly the root cause of a scam, kill the greed and find legit ways to work and make some money around where you live. At least friends and family might help.
Sapa times are hard times, don’t lose your last cash to scammers. For more ways to spot and avoid online scams, join us at Finance 101 community on Fusion.
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