If January did you dirty, you’re not alone. We all started the year with high hopes, fresh resolutions, and ambitious budgeting plans. But before you could even say “new year, new me”, school fees, rent, increased fuel prices, and that one cousin who never forgets your number when he’s in need had already wiped your account clean.
Now, you’re looking at February like a stranded traveler eyeing a long, dry road with no hope in sight. Well, here’s how to survive February (including Valentine’s Day expenses) when January left you financially stranded.
Accept Your New Financial Status (At Least for Now)

First things first, let’s be honest with ourselves—you are broke. There’s no point pretending or trying to impress people who won’t give you urgent 2k later. Embrace your situation.
Start responding to every plan with:
- “Lemme check my schedule” (which is code for ‘do I have money for this?’)
- “Omo, my village people are testing me” (so they know your suffering is spiritual).
- “Let’s do it next month” (when, hopefully, salary or Sapa relief funds will drop).
Master the Art of Free Entertainment

Forget expensive brunch dates and owambe outings where you’ll just be collecting souvenirs and no food.
February is for free entertainment. Here’s how to have fun without spending money:
- Be an Event Crasher – Lagos has free events every weekend. Just dress well and walk in like you own the place.
- Visit Your Friends Who Have Netflix – Let them carry the streaming bill while you carry the remote.
- Join Religious Gatherings Strategically – Not just for spiritual growth, but for the free food and drinks at end-of-service fellowships.
- TikTok and Instagram Reels – 30 minutes here and you’ll forget you were even supposed to leave the house.
Become a Budgeting Guru

At this point, your motto should be: If it’s not essential, it’s not happening. Budget your funds like a Nigerian mom planning to buy Christmas clothes—strictly and with a deep sense of purpose.
- Cancel that gym subscription – Who are you deceiving? You know you haven’t gone since January 3rd.
- Cook your own food – Eating out is for people who still have “vex money.”
- Use transport alternatives – Trekking is cardio, plus you get gifts for walking 10k steps consistently if you join Fusion’s FitFeb. Don’t miss out! Also, hitching free rides builds your negotiation skills.
Survive Valentine’s Day Like a Pro

February 14th—the day capitalism ensures your account remains on life support. If you’re in a relationship, manage expectations early:
- Start preaching minimalist love: “Baby, love is not about material things; it’s about connection.”
- Promote home dates: “Let’s cook together and watch a movie. It’s more intimate.” (Translation: restaurant bills will not see me).
- If you’re single, congratulations! You have automatically dodged the biggest financial bullet of the month.
RELATED: Cheap Romantic Date Ideas In Lagos
Seek Alternative Income Sources (Because We Must Eat!)

If January humbled you, February is the time to think fast and make quick money. Some survival ideas:
- Sell your old items – That shoe you bought in 2019 that you never wore? Someone on Jiji will buy it.
- Freelance – If you can write, design, or even offer relationship advice, there’s money to be made online.
- Become a Content Creator on Fusion – Ditch those social platforms that never give you anything in return for your troubles. Create relevant posts consistently across Fusion’s communities and you just might be the next baller.
- Become a Vendor for Small Items – Selling recharge cards, thrift items, or chin chin to your colleagues can bring in daily urgent 2k cash.
Have Faith -Joy Is Coming!

No matter how tough it gets, always remember: Joy is on the way! Whether you’re expecting salary, allowance, or one miracle alert, keep hope alive.
In the meantime, stay away from unnecessary spending, borrow data instead of buying or ask your neighbour to share their hotspot, and remember: this suffering is only temporary.
By March, when you’ve recovered, you can go back to eating out and living large. But for now? Welcome to survival mode. 😭
If you’ve read this far, just know that you’re not alone. We’re all surviving February together.
Share this with your friends who need financial healing this month and invite them to join the Finance 101 community on Fusion.
Stay strong, stay frugal, and may your pockets recover swiftly!
Yours in management,
815 Responses
Rattling great information can be found on blog. “Wealth may be an ancient thing, for it means power, it means leisure, it means liberty.” by James Russell Lowell.
Yay google is my queen assisted me to find this great website ! .
I am really impressed with your writing skills and also with the layout on your blog. Is this a paid theme or did you customize it yourself? Anyway keep up the nice quality writing, it is rare to see a great blog like this one nowadays..
I’ve been absent for some time, but now I remember why I used to love this website. Thank you, I¦ll try and check back more frequently. How frequently you update your website?
I am always thought about this, regards for putting up.
Online drugstore Australia: Buy medicine online Australia – Medications online Australia
buy antibiotics from canada Over the counter antibiotics pills over the counter antibiotics
pharmacy online australia: online pharmacy australia – Pharm Au 24
Does your blog have a contact page? I’m having trouble locating it but, I’d like to send you an e-mail. I’ve got some creative ideas for your blog you might be interested in hearing. Either way, great blog and I look forward to seeing it develop over time.
PharmAu24 Online drugstore Australia Pharm Au24
get antibiotics without seeing a doctor buy antibiotics online Over the counter antibiotics for infection
Good info and right to the point. I am not sure if this is in fact the best place to ask but do you guys have any thoughts on where to employ some professional writers? Thanks 🙂
Pharm Au24: online pharmacy australia – online pharmacy australia
buy antibiotics over the counter: Biot Pharm – buy antibiotics for uti
https://pharmau24.com/# Pharm Au24
https://biotpharm.com/# buy antibiotics
Medications online Australia: Online medication store Australia – Online medication store Australia
Ero Pharm Fast: Ero Pharm Fast – Ero Pharm Fast
Mitolyn is a cutting-edge natural dietary supplement designed to support effective weight loss and improve overall wellness.
I am often to blogging and i actually respect your content. The article has actually peaks my interest. I am going to bookmark your site and keep checking for new information.
buy antibiotics for uti: BiotPharm – buy antibiotics
Ero Pharm Fast: where can i buy erectile dysfunction pills – Ero Pharm Fast
get antibiotics quickly: buy antibiotics online – buy antibiotics for uti
Ero Pharm Fast Ero Pharm Fast Ero Pharm Fast
Ero Pharm Fast: ed treatment online – low cost ed meds online
buy antibiotics over the counter: Biot Pharm – buy antibiotics
Medications online Australia: PharmAu24 – Licensed online pharmacy AU
Buy medicine online Australia: Licensed online pharmacy AU – Online medication store Australia
online pharmacy australia: Medications online Australia – Pharm Au24
Ero Pharm Fast: Ero Pharm Fast – top rated ed pills
ed online pharmacy low cost ed pills Ero Pharm Fast
pharmacy online australia: pharmacy online australia – pharmacy online australia
https://eropharmfast.com/# ed online pharmacy
cheapest erectile dysfunction pills Ero Pharm Fast where can i buy erectile dysfunction pills
Over the counter antibiotics for infection: buy antibiotics online uk – over the counter antibiotics
Hi! This is my first visit to your blog! We are a group of volunteers and starting a new initiative in a community in the same niche. Your blog provided us useful information to work on. You have done a marvellous job!
over the counter antibiotics: Biot Pharm – buy antibiotics
http://biotpharm.com/# buy antibiotics over the counter
Hi my family member! I wish to say that this article is awesome, great written and include almost all significant infos. I would like to peer more posts like this .
Ero Pharm Fast: cheapest ed online – Ero Pharm Fast
Over the counter antibiotics pills: Over the counter antibiotics for infection – buy antibiotics from canada
antibiotic without presription buy antibiotics online buy antibiotics from india
online pharmacy australia: Buy medicine online Australia – Online medication store Australia
buy antibiotics online: buy antibiotics online – get antibiotics quickly
https://eropharmfast.shop/# cheap erectile dysfunction pills
commander sans consultation medicale: pharmacie en ligne – pharmacie en ligne
Pharmacie sans ordonnance: Kamagra oral jelly pas cher – kamagra livraison 24h
I’ve recently started a blog, the information you offer on this web site has helped me tremendously. Thanks for all of your time & work.
https://ciasansordonnance.com/# commander Cialis en ligne sans prescription
commander sans consultation médicale: Pharmacies en ligne certifiées – Pharmacie sans ordonnance